Insurance Navigation

Navigating insurance coverage for therapeutic services can be overwhelming. At POSS our knowledgeable insurance specialists work directly with your insurance company so you can focus on what truly matters—providing support.

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Insurance Navigation

POSS accepts many major insurances as an in-network provider for psychotherapy and ABA services. Our list is always being updated, so contact us for the most recent information. For insurances POSS does not accept, POSS may be able to gain a single case agreement with your insurance carrier.
If this is not achievable, specifically for psychotherapy services, most health insurance or employee benefit plans will cover the cost of services rendered by a licensed psychotherapist. Depending on your current health insurance provider or employee benefit plan, services may be covered in full or in part. Many clients also use their Health Spending Account (HSA) or Flexible Spending Account (FSA) to pay for psychotherapy services. Please contact your provider to verify how your plan compensates you for psychotherapy services.

We would recommend asking these questions to your insurance provider to help determine your benefits:

Does my health insurance plan include mental health benefits?

Do I have a deductible? If so, what is it and have I met it yet?

Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?

How much will I be reimbursed for out of network services?

Do I need written approval from my primary care physician for services to be covered?

If your clinician is a psychologist (PhD or PsyD), a master’s level clinical social worker (LCSW), or a professional counselor (LPC), then the codes we tend to bill include:

90791 for the initial consultation
90832, 90834, or 90837 for psychotherapy

If you are seeing a provider for couples counseling the code typically used is: 90847.

We will provide you with a monthly statement (electronically) at the beginning of every month that you will be able to submit directly to your insurance company for out of network reimbursement.
If you would like to learn more, or discuss our insurance policies in more detail, please contact us.
Insurances We Accept for Psychotherapy and/or ABA Services

POSS is in-network with the largest health insurers in the areas we serve. The insurances we are partnered with include but are not limited to:

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FAQs Insurance Navigation

ABA Services

Many insurance plans cover ABA therapy as an essential treatment. Coverage details can vary, so it’s essential to check your specific policy.
You can also reach out to our office for assistance in understanding your benefits. We can call the insurance company on your behalf to inquire about your plan benefits. You may also review your insurance policy or contact your insurance provider directly.
Many insurance plans require a referral from your primary care physician to access ABA therapy. Check your policy or consult with your provider to confirm if this is necessary.
If your insurance plan does not cover ABA therapy, we can discuss alternative funding options, including sliding scale fees or payment plans. Additionally, you may explore state programs or grants that provide financial assistance for therapy.
If you have a copay or coinsurance, you can pay online through our easy-to-use payment link. Invoices for services are sent out weekly. Non-payment of client responsibilities will result in service disruption.
If your insurance changes, it’s important to inform our office as soon as possible. We can help you understand your new benefits and how they apply to your ongoing ABA therapy services.

Psychotherapy Services

Many insurance plans offer coverage for psychotherapy services, but the extent of coverage can vary. You may contact us to inquire on your behalf or you can call the number on the back of your insurance card to find out your coverage details for individual, couples, or family therapy.
Some insurance plans require a referral from your primary care physician to access psychotherapy services but MOST do not.
Our team may be able to work with your insurance to gain a single-case agreement.
Yes, in many cases, you can use HSA or FSA funds to pay for psychotherapy services. Be sure to check with your account provider for eligibility and guidelines.
Invoices are sent out weekly and can be conveniently paid by using our payment link. Non-payment of client responsibilities will result in service disruption.